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I want avi art of this avi really bad now. owo

-Nods nods-

I'm looking around the shops right now. o:

-Nods-
Not many shops around yet. ^^;;

I just found out today that a Debit card is pretty much the same thing, except without monthly payments or fees, and you're not putting yourself into debt. So I'll be using that instead of a credit card =) I had a feeling, I just didn't know for sure xD

Also;; College students are the number one targets for credit cards. That's why college students get so many credit card offers in the mail. Adults do, yes, but not nearly as much as college students.

I will try to talk a little bit more tomorrow about what I learned in Economics about saving and everything. Well, not everything, but some helpful advice =)

I have two credit cards and a debit. >.>
Just credit is money that you are borrowing and debit is your own that you put on it. -shrugs-

With credit card I was able to buy a few nice things, 'cause I don't have money fully right now. But I can over time. And I'm horrible at saving so this is another way to do so I guess. xDDD

as long as you pay off your credit cards every month, there's no reason not to have one. most have rewards programs, so it's like being paid to buy the things you would anyway. plus it's good to build good credit.
it's when you can't pay off your credit cards that interest starts to hit and kills you.

that's no fun. x.x
I'm scared of dealing with money issues...